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TriageIQ2026

Every submission read, scored
and routed before you open it

The twelve-agent pipeline already running in production at a Lloyd’s-market MGA, productised. Reads each inbound submission, scores it against your appetite, and routes it with a context pack attached.

18 mintriage time, from 4.2 days
12specialised agents
400+submissions / week in production

The reality

What this looks like
in most firms today

  • Four hundred submissions a week, each needing extraction, screening, capacity check and notes.
  • An average of 4.2 days from receipt to underwriter desk, before any decision is possible.
  • 28% of submissions declined without review, purely for want of triage capacity.

Senior underwriters were spending around 40% of their time on administration rather than decisions, and there was no audit trail on routing at all — which is an FCA exposure quite separate from the lost business.

Where the existing tools stop

Where tools stop

Inbox rules and shared mailboxes route on sender and subject line, not on risk or appetite.

A single large model asked to “triage this submission” produces a plausible answer with no traceable reasoning and no consistent structure.

What it takes

Triage needs a chain of single-purpose agents, each producing a structured, auditable output that the next one consumes.

How it delivers value

How TriageIQ earns its place
in the workflow

01

Twelve single-purpose agents

Ingestion, classification, extraction, sanctions screening, capacity check, risk profiling, appetite scoring, historical comparison, priority scoring, XAI summary, routing and context pack. No monolithic prompt anywhere in the chain.

02

Scored against your appetite

Appetite scoring runs against your own criteria, not a market default, and the score is explained in terms a underwriter recognises.

03

Routed with a context pack

The underwriter receives the submission alongside extracted entities, screening results, capacity position and comparable historical risks.

04

Human override on every flag

Any flagged decision routes to a person, and the override is logged. The pipeline moves work forward; it does not make the underwriting call.

Capabilities

The specification, without decoration

  • Multi-format ingestion across email, PDF and ACORD SLIP
  • Automated entity extraction, sanctions screening and capacity check
  • Risk scoring across six underwriting criteria, each XAI-traced
  • Intelligent routing to the right underwriter with a full context pack
  • Complete audit log — every decision explained, attributed and traceable

The approach

How it actually works

Written for the technical evaluator rather than the buyer. If you are going to put this in front of an architecture review board, this is the section they will read.

  • One agent, one job

    Each agent is purpose-built for a single task and emits a structured output. There are no monolithic prompts and no hallucination chains, because every step is validated before the next one consumes it.

  • Structured hand-off between steps

    The output schema between agents is defined up front. That is what allows any single step to be replaced, re-run or audited without disturbing the rest of the pipeline.

  • Screening and capacity as hard gates

    Sanctions screening and capacity checks are gates rather than signals. A submission does not progress past a failed gate, regardless of how attractive the risk scores.

  • Priority scoring reflects your book

    Appetite and priority scoring run against your written criteria and your historical decisions, so the ranking reflects how your firm actually selects risk.

  • Built and proven before productisation

    The pipeline has been running in production at an MGA since deployment. TriageIQ is that system generalised, not a new build seeking its first customer.

The breakthrough

What changes once it is running

These are delivered results from the production deployment this product is built on.

18 minreceipt to underwriter deskDown from 4.2 days, measured end to end
92%routing accuracyAgainst a senior underwriter benchmark over three months
400+submissions per weekProcessed end to end at one Lloyd’s-market MGA
100%XAI trace coverageOn every triage and routing decision

TriageIQ productises for 2026. Talk to us now about the pipeline behind it.

Talk to us